Whole-of-market HMO mortgage advice — from your first house share to large licensed HMOs and multi-unit blocks, we find lenders who understand the model.
Tell us a few details and an HMO adviser will call you back — no pressure, no obligation.
We compare HMO deals from leading and specialist lenders
Licensing, Article 4 areas, room counts, commercial versus bricks-and-mortar valuations — HMO lending has rules of its own. Our advisers place these cases every week and know exactly which lenders want your kind of property.
Independent advice across lenders who actively want HMO business — Kent Reliance, Precise, Aldermore, Together and more.
Mandatory or additional licensing, 7+ room properties, sui generis use — we place the big HMOs many brokers can't.
Turning a family house into a house share? We can arrange refurb-to-let style finance that funds the works and exits onto an HMO mortgage.
Commercial yield or bricks and mortar? We know how each lender values HMOs — and route your case where the numbers work hardest.
Holding your HMOs in a limited company or SPV? We place these structures every week with lenders who price them competitively.
Fixed rate ending, or equity locked up after a conversion? We'll refinance on the whole market to fund your next project.
Fill in the quick form above or give us a call. We'll ask about rooms, licensing, expected rents and how you want to own it.
Your adviser matches the property against each HMO lender's criteria and recommends the deal where your numbers work hardest.
We handle the application, chase the lender and keep you updated — all the way to completion on your HMO.
"Two brokers told me my six-bed HMO couldn't be financed. Hunter Capital placed it with a specialist lender within the week and kept me informed at every stage."
"We converted a tired terrace into a five-room house share. Our adviser lined up the refurbishment finance and the exit HMO mortgage from day one — no nasty surprises."
"Our nine-bed licensed HMO needed a commercial valuation to make the refinance work. They knew exactly which lender would do it and the equity released funded our next purchase."
Speak to a friendly, FCA-regulated mortgage adviser today — no jargon, no obligation.